What is America's problem (Americans and foreigners alike may answer) in your opinion - lengthy, but worth it?

they forgot the most important thing in life,you have to put in a days work for a days pay ,you have to pay you bills and have the money to do it in the bank, you do not buy what you can not pay for,you can not live like a rich man on a poor man's pay. THIS APPLIES TO THE U.S. GOVERNMENT TOO . you can not get into wars you have no right to.